![]() You can use the Simple Investment Tracker for this purpose. Whether you are an active trader or prefer being a passive investor, bookkeeping is important to know your financial status. The Portfolio Tracker can be of great help in this instance. You can use it to see your transaction history, and your dividends or simply evaluate your equity □ It will help you actively keep track of your investments and shares. If you are a shareholder, you need to have this budget template. It contains different expense categories like Home Expenses, Daily Living, Children, and others. The template will automatically calculate and update the remaining expenses. The design is clear, and you can easily understand where to make changes. The best part of this template is its easy-to-use interface. Per your income and monthly expenses, you will know where to cut down and add more money to meet your goal. You will have to set a goal, for instance, $10,000. The family budget template can be really helpful in planning major life events beforehand.įor example, if you want to buy a house after two years, you need to start saving for it today. It can also work as a yearly planner and allow you to see the bigger picture. It will help you keep track of your money based on income and expenses for each month □️ You can use the Vertex42 Family Budget template. It will tell you exactly where all the money is going and what you can do to save it. To maintain them, you need to have a Family Budget Planner. Household expenses keep on increasing, especially with kids. Having a household budget template is very important when you have a family. These include debt ratio, working capital, and 0ther information. It is automatically calculated for you under the owner’s equity portion.Īt the bottom of the sheet, you can find the common financial ratios. This balance sheet can also help you determine your net worth at a point in time. And identify areas that are causing a deficit in your budget. You can use this template to summarize your finances. ![]() Moreover, the template is easily customizable, and you can change it in whichever way you want □ It is very easy to use and contains simple terms that even a layman can understand. You can use the Excel Balance Sheet template for this purpose. It will also tell you where to cut down money so you can perform adequate money management and add more to your equity. Only then can you make informed decisions and investments. It helps keep your mind straight and know the financial health of your company in a better manner. An active reminder of how much money you have and how much you need to pay off is important. Home Budget - Our original selection of home budget worksheets.Being a business owner, you need to be well aware of all your assets and liabilities.Family Budget Planner A yearly budget planner, with the same categories as the household budget spreadsheet.Household Budget Spreadsheet (monthly) - More detailed and includes child expenses.Personal Budget Spreadsheet The 12-month version of the above spreadsheet.Money Manger - A more advanced budget management tool for Excel.After making a change, you should check the formulas to make sure they are still correct. If your Net is negative, that means you have overspent your monthly budget.Īdding or Removing categories: You need to be careful when adding or removing categories, to avoid messing up the formulas used for calculating the totals. The Monthly Budget Summary table in the upper right of the worksheet totals up all your income and expenses and calculates your Net as Income minus Expenses. So, if you spend more than you budgeted for, the value in the Difference column will be red - to help it stand out as a warning. The spreadsheet uses the accounting format where negative numbers are in parenthesis like (115.00), and conditional formatting is used to make the negative numbers red - red means bad in this case. The calculations in the "Difference" column are set up so that negative numbers are bad. Using the Personal Monthly Budget Template See our articles Make a Budget and 5 Basic Budgeting Tips if you are just getting started or new to budgeting. At the end of the month, you record in the "Actual" column how much you really spent during the month.įor a more detailed set of budget categories, see the Household Budget worksheet. This represents your goal - you're trying to keep from spending more than this amount. You record your desired budget for each category in the "Budget" column. The purpose of this type of budget worksheet is to compare your monthly budget with your actual income and expenses. Some numbers are included in the Home Expenses category as an example, but you'll want to replace those numbers with your own. To use this template, just fill in numbers that are highlighted with a light-blue background (the Budget and Actual columns).
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